The expansion into foreign markets represents a fundamental opportunity for Italian companies, and thanks to a new incentive, this goal could become more accessible than ever. Let's discover together the details of this initiative, the necessary requirements, and the advantages it can offer to businesses.

The incentive is aimed at all companies operating in Italy, with legal and operational headquarters in the country. To be able to request the benefit, companies must meet the following requirements:

Have filed at least two financial statements related to complete fiscal years prior to the date of submitting the grant application.

Fall within the classification from 1 to 9 according to the credit scoring of the Guarantee Fund.

The incentive concerns projects aimed at developing e-commerce in foreign markets. These projects must be aimed at the distribution of goods and/or services produced in Italy or under an Italian brand. Eligible interventions include:

• Creating a new e-commerce platform or improving an existing one.
• Access to a third-party platform by creating a personal space/store.
• Projects that allow the completion of the purchasing process.

The financial incentive offers a fixed rate of 0.464%, equivalent to 10% of the EU reference rate as of July 2023. The maximum duration is 4 years, including 2 years of pre-amortization. The financing is disbursed in two tranches: the first as an advance up to 25% of the deliberated amount and the second as a balance of the accounted eligible expenses.

Some types of companies can request, in addition to subsidized financing, a non-repayable grant of up to 10% of the amount of the facilitated intervention. These include youth or female SMEs, SMEs with a significant export turnover, SMEs with environmental/sustainability certifications, and other specific categories.

Applications for incentives can be submitted via the Simest Financing Portal starting from July 27, 2023. Admission to the examination is based on the chronological order of the presentation of requests.

The incentive for foreign e-commerce for Italian companies represents a unique opportunity to expand their presence in global markets. The combination of subsidized financing and non-repayable grants provides significant support for the realization of international e-commerce projects.

https://www.fondidigaranzia.it/

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